Access to quality healthcare is an important consideration when visiting or relocating to Ghana. Whether you are coming for a short vacation or planning to stay long-term, Ghana offers a growing healthcare system that meets the needs of both residents and expatriates—especially in major cities.

Ghana’s Healthcare System at a Glance

Ghana operates a mixed healthcare system made up of public and private medical facilities. Public hospitals are government-run and widely accessible, while private hospitals and clinics provide faster, more personalized care and are often preferred by expatriates.

Healthcare standards are highest in urban areas such as Accra, Kumasi, and Takoradi, where most private hospitals and specialist services are located.

Public Healthcare and the National Health Insurance Scheme (NHIS)

The National Health Insurance Scheme (NHIS) allows residents, including foreigners with valid permits, to access basic healthcare services at public hospitals and clinics.

NHIS typically covers:
• Doctor consultations
• Basic treatments and procedures
• Selected medications

However, it does not cover all specialized care or most private hospitals. For this reason, many expats use NHIS only as a secondary option.

Private Healthcare Services
Private healthcare facilities in Ghana are well-equipped and staffed by qualified medical professionals. These facilities generally offer:
• Shorter waiting times
• Modern medical equipment
• English-speaking staff
• Higher comfort and privacy standards

Private healthcare costs are higher than public services but remain relatively affordable compared to Europe and North America.

Hospitals Commonly Used by Expats

Some of the most trusted private healthcare providers include:
• Nyaho Medical Centre
• Lister Hospital and Fertility Centre
• The Bank Hospital
• Euracare Ghana
• Healthlink Medical Centre

Many of these facilities accept international health insurance plans.

Health Insurance for Expats and Visitors

Health insurance is highly recommended for anyone traveling to or living in Ghana.

Common options include:
• International health insurance for long-term stays
• Travel insurance for short visits
• NHIS registration for residents

International insurance plans provide access to private hospitals and may include emergency evacuation coverage.

Emergency Medical Care

Emergency medical services are available throughout Ghana.
• National emergency number: 112
• Major private hospitals offer 24-hour emergency services

Response times may vary depending on location, so private hospitals are often the preferred option in urgent situations.

Pharmacies and Medication

Pharmacies are widely available across Ghana. Many common medications are easily accessible, sometimes without a prescription.

For best practice:
• Purchase medications from licensed pharmacies
• Bring essential long-term prescriptions when relocating
• Always verify medication instructions and expiry dates

Healthcare Tips for Visitors

If you are visiting Ghana:
• Secure travel health insurance before arrival
• Use private clinics for faster service
• Take recommended vaccinations and malaria prevention measures


Ghana’s healthcare system is well-suited to support expatriates and visitors, particularly in major cities where private healthcare services are readily available. With appropriate insurance and basic planning, accessing quality medical care in Ghana is both straightforward and reliable.